20 October 2020

Dental Insurance – Affordable Dental Plans

800+ plans from 270+ dental insurance companies

  • Renaissance Dental
  • Golden Rule Insurance Company

What to know about dental insurance

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    How dental insurance plans work

    Plans typically cover preventive and basic dental care. Benefits vary by plan.

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    Find the right plan

    Use our tools to easily find the plan for you.

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    Wide selection

    We offer a broad range of plans to meet your dental needs, both big and small.

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    Preventive dental coverage

    Regular checkups and cleanings now may prevent more serious and costly issues later.

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Dental insurance plans offer

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    Affordable dental coverage

    Oral health doesn’t have to be costly. Dental insurance plans start at $8.95/month*

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    Whole-body health

    Dental health is strongly tied to your overall health.

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    Personalized assistance

    Need help? Our licensed agents can recommend the best dental insurance options for your situation.

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Dentist Choice

Out-of-Pocket Cost

DPPO

Fewer Limitations: Not required to visit in-network dentists but DPPO in-network dentists will have lowest out-of-pocket costs. Copayment: Pay a copayment for procedures. Require you to reach a deductible and have a maximum.

HMO

(Prepaid Plan)

Very Limited: Choose one dentist or facility. Out of network procedures will not be covered. Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some procedures are zero out-of-pocket costs.

Fee-for-Service

(Indemnity Plan)

Fewer Limitations: Large choice of dentists. Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed.

Discount Plans

No Limitations on network Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum.

Shop Dental PlansLearn more about dental in our Resource Center

Comparing dental plan coverage

Dentist Choice

PPO

Fewer Limitations: Not required to visit in-network dentists but PPO in-network dentists will have lowest out-of-pocket costs.

HMO

(Prepaid Plan) Very Limited: Choose one dentist or facility. Out of network procedures will not be covered.

Fee-for-Service

(Indemnity Plan) Fewer Limitations: Large choice of dentists.

Discount Plans

No Limitations on network

Out-of-Pocket Cost

PPO

Copayment: Pay a copayment for procedures. Require you to reach a deductible and have a maximum.

HMO

(Prepaid Plan) Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some procedures are zero out-of-pocket costs.

Fee-for-Service

(Indemnity Plan) Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed.

Discount Plans

Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum.

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