26 October 2020

Farmers Insurance Reviews 2020 | Bankrate

In 1928, Farmers Insurance began selling insurance to farmers to cover farm vehicles. Since then, customers have been trusting Farmers to cover their most valuable assets. Today, the company offers a broad suite of insurance products, and is well known for their wide network and excellent disaster response.

Given Farmers’ longstanding history and expertise in the insurance industry, this insurance company is a great choice for customers who need reliable home and auto coverage.

Farmers insurance offers a variety of insurance coverages, but home, auto and renters are among their most popular policies. Below is a breakdown of each type of insurance policy, what’s covered and how you can save money on your premium.

In addition to multi-policy discounts, there are other home insurance discounts that you can take advantage of when signing up for coverage with them.

If you rent your home, consider purchasing a renters insurance policy through Farmers to protect your personal belongings. Farmers’ renters insurance policies include coverage for:

If you purchase a renters insurance policy through Farmers, you may be eligible for the following discounts:

Farmers insurance reviews are mostly above average across the board. In particular, Farmers’ customer service is generally considered to be good. Below, we’ve included ratings from leading market researchers, including J.D. Power, Consumer Affairs, Better Business Bureau (BBB) and AM Best. These companies use real customer feedback and financial strength indicators to provide an accurate Farmers insurance rating.

Rating organization Score
AM Best A
BBB A+
Consumer Affairs 3 out of 5
J.D. Power (Auto) 3 out of 5
J.D. Power (Home) 3 out of 5
J.D. Power (Renters) 2 out of 5

Reasons Farmers is a great option

Farmers Insurance is a great company for anyone looking for auto, home or renters insurance. It offers a wide variety of basic coverage options, add-ons and good discounts that many people can take advantage of.

Overall, Farmers is best for those who live in the Central and Midwestern regions, where the company began and has its strongest presence. Because Farmers is known for its disaster response, it’s also a good option for people who live in areas that are prone to extreme weather like hurricanes and tornadoes. The Farmers Mobile Claims Center travels to the site of natural disasters to help policyholders file claims easily.

If you only need one insurance policy, Farmers’ premiums won’t be the cheapest option available. For example, the average auto insurance policy with Farmers is $1,538 a year, which is the third-most-expensive in the country. If you’re getting a Farmers insurance quote, make sure you’re shopping around and getting quotes from other providers.

Additional policies offered by Farmers

Looking to get those multi-policy discounts? Farmers also provides insurance in these additional categories:

  • Business
  • Financial
  • Landlord and rental properties
  • Life
  • Motorcycle
  • Pet
  • Recreational (boats, ATVs)
  • Umbrella

Frequently asked questions

What do I need to get a Farmers insurance quote?

To get a Farmers insurance quote, navigate to the webpage for the type of insurance you’re looking for, such as auto or renters. Fill out some information through the form to get a quote. Or, call customer service or a local agent.

How do I file a claim with Farmers

Farmers insurance claims are easy to file. You can call your Farmers insurance agent or file out a form online. If you’re in an area where a natural disaster such as a hurricane or tornado has struck, you can visit their Mobile Claims Center. Or, you can download the Farmers app to fill out a claim.

Is Farmers available in my state?

Farmers insurance offers coverage in every state. However, the policy offerings and discounts may vary by location.

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