29 September 2020

Make Your Money Matter

Make Your Money Matter

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  • Chase

    1 (877) 242-7372www.chase.com

  • Bank of America

    1 (800) 432-1000www.bankofamerica.com

  • Wells Fargo

    1 (800) 869-3557www.wellsfargo.com

  • Citibank

    1 (800) 745-1534www.citibank.com

  • U.S. Bank

    1 (800) 872-2657www.usbank.com

  • Capital One

    1 (888) 810-4013www.capitalone.com

  • PNC

    1 (888) 762-2265www.pnc.com

  • TD Bank

    1 (888) 751-9000www.tdbank.com

  • State Street Bank

    1 (217) 223-6480www.statestreetbank.com

  • HSBC

    1 (800) 975-4722www.us.hsbc.com

  • Branch Banking and Trust

    1 (800) 226-5228www.bbt.com

  • SunTrust Bank

    1 (800) 786-8787www.suntrust.com

  • Fifth Third Bank

    1 (800) 972-3030www.53.com

We take the Big Bank’s declared Net Interest Margin – a common percentage that reflects how much they stand to earn through borrowing – and then multiply it by your total deposits for the year*.
Of course, this isn’t an exact science. It’s just meant to illustrate, on average, how much the Big Banks made off your deposits.

Example Calculation

An average weekly deposit of $1,000 at JP Morgan Chase (NIM=2.73%) would have contributed to a total of:

*Algorithm Assumptions
-The weekly deposit amount is fixed over 52 weeks.
-There are no withdrawals during the 52-week period.
-The NIM percentage for each bank is static for the 52-week period.
-The NIM percentage for each bank is based on the NIM for Q4 2012.
-NIM formula and data source: http://bankreports.com


Enter a weekly deposit amount above $1.00 to see the results.


Unless you actually do make that much. In which case, can we be friends?


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