Keep your special event special.
What is special event insurance?
Special event insurance helps protect you from financial losses you may incur because of unforeseen circumstances out of your control. Your basic coverage can come in two forms:
Help protect yourself from lost deposits and nonrefundable fees when you have to cancel or postpone an event due to reasons like:
Accident or Illness
Help protect yourself if you are held responsible for property damage or for someone injured at the event. You can get:
Bodily injury and property damage up to $1 million per occurrence and $2 million total.
Host liquor liability insurance for alcohol-related occurrences.
Relax and Enjoy the Moment
Special event insurance, also known as one-day insurance, helps cover what you’ve put into this big day. Consider this coverage when you’re planning:
- Weddings and wedding receptions
- Birthday, retirement and anniversary parties
- Corporate dinners and meetings
- Family reunions
- Bar mitzvahs and bat mitzvahs or other religious gatherings
- Nonprofit functions
Expect the Same Exceptional Service
We can offer the best combination of pricing and service available because of our alliance with other leading special event insurance companies. This practical arrangement helps us offer a diverse line of competitive products without sacrificing the level of service you’ve come to expect from us.
Frequently Asked Questions
Yes. If the guest of honor is full-time or active-duty military, is on the police force or in the fire department and must postpone the event due to withdrawal of a previously granted leave or unforeseen deployment, we provide coverage.
You should get special event coverage as soon as you start making plans. That includes signing contracts and putting down deposits (up to 24 months and at least 14 days in advance of the event). Special event liability coverage should be purchased any time up to 24 months and at least one day in advance of the event. Many venues require proof of insurance at least 30 days before the event date.
Yes, because accidents can happen at any time and at any time of a gathering. Even if it’s not required for every social gathering you host, getting special event insurance is highly recommended.
Special event insurance policies are one-day policies that cover the actual event. As a bonus, liability policies also cover a rehearsal/dinner within 48 hours and set-up/tear-down within 24 hours of the event. If your event is more than one day, it may be possible to purchase multiple policies to meet your insurance needs.
Yes. It’s guaranteed to meet your venue’s insurance requirements or your money back. The venue’s liability coverage (for the host/honoree’s negligence) under your policy is primary and is preferred by most venues because it helps minimize some of the risks and exposures of owning a venue.
Yes. This special event liability policy covers events held in the United States and its territories/possessions, Canada and cruises leaving those ports. The cancellation/postponement policy covers those, as well as events in the United Kingdom, Bahamas, Bermuda, Caribbean Islands, Mexico and cruises leaving those ports.